Articles

‍Introducing: Exclusion Intel

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Highway’s Exclusion Intel gives you visibility into a carrier’s Motor Truck Cargo Insurance exclusions—before you ever assign the load. We analyze the full cargo insurance policy to extract, categorize, and organize the exclusions that matter most.

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You’ll see exactly what’s excluded—commodities, perils, and territories—and whether a particular carrier is the right fit for the shipment.

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How It Works:

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Exclusion Intel is available directly within the carrier’s profile in Highway’s Carrier Identity® Engine. Exclusions are grouped into three types:

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• Commodities (e.g., electronics, pharmaceuticals, seafood)
• Perils (e.g., unattended vehicles, voluntary parting)
• Territories (e.g., California, Mexico, Puerto Rico)
  
  

So whether you’re screening a new carrier or double-checking a match for a high-risk load, you’ll know exactly what’s covered—and what’s not.

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With Exclusion Intel, you can:

• Match carriers to loads based on their actual insurance coverage
• Avoid claims disputes and prevent financial loss
• Ensure compliance with shipper-specific requirements
• Reduce friction and save time with clearer, more complete insights

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The Bottom Line

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There’s no reason to be surprised by a denied claim again. With Exclusion Intel, you’re not guessing or assuming.

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Want to see Exclusion Intel in action? Get a demo here.

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Exclusion Intel is for informational purposes only and does not constitute insurance advice. For questions about coverage, consult a licensed insurance professional.

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